Creation and Sale A structured settlement is an agreement between parties which generally results in an insurance entity committing to make tax-free payments to an individual for an agreed upon period of time or for the life of the individual. Structured Settlements are based on a financial plan for immediate cash and future tax-exempt payments […]

A fixed rate structured settlement annuity is often created in connection with the settlement of a personal injury lawsuit. In a typical transaction, the defendant and plaintiff reach a settlement which provides for the plaintiff to receive periodic payments over a period of time. The use of structured settlements has risen dramatically in the past […]

Whenever an individual annuitant, who is receiving periodic payments under a Structured Settlement, desires to sell some or all of their future payments for a lump sum of money, the cash flows are sold at a discount in exchange for the lump sum payment. This discounted Structured Settlement is then available for sale to the […]

Structured settlement is an arrangement made when a plaintiff settles a case for a large amount of money that is to be paid by the defendant in installments over a period of time, rather than as a single lump sum. This arrangement is often done in consultation with a certified financial planner and the plaintiff’s […]

You probably have heard about structured settlements and wondered what it is or how it works. Structured settlements, as the term denotes, refer to fixed period payments that an individual is entitled to over a given or agreed period of time. This type of payment is made to an individual in most cases due to […]